Questions About Business Debt and Turnaround Solutions in The Woodlands, TX? Start Here

Business debt restructuring is the process of renegotiating and reorganizing existing debt obligations with lenders or creditors. At The-DRG, this often includes

• Extending payment timelines
• Reducing total amounts owed
• Consolidating high-interest debt into more manageable payments
• Renegotiating contract terms to improve cash flow

Unlike bankruptcy, this process happens without a public filing and is designed to keep your business alive and operational

If your business is:

• Missing debt payments or breaching supplier agreements
• Facing collections, legal disputes, or wage garnishments
• Operating at a loss despite strong sales
• Burdened by merchant cash advance (MCA) debt
• Struggling with operational inefficiencies

…you’re likely a candidate. We often work with companies that are still profitable but suffer from structural deficiencies—meaning the focus should be on resolving core operational challenges rather than shutting down.

No. Restructuring is a proactive, private, and reputation-saving strategy. Bankruptcy is a public legal process that:

• Freezes your credit
• Signals distress to vendors and customers
• May involve liquidation of assets or court oversight

Restructuring keeps your doors open and helps you avoid legal damage while fixing the root cause of the problem.

Absolutely. These loans can drain your liquidity fast due to:

• Daily or weekly payment withdrawals that tie up capital
• Extremely high effective interest rates 
• Clauses that accelerate payments if revenue drops

We specialize in negotiating MCA payoffs, reducing balances, and restructuring debt loads so your business can breathe again.

n.

We can assist businesses even after lawsuits are filed:

• Communicate with attorneys and creditors
• Halt judgments or garnishments
• Seek out-of-court resolutions

Reach out quickly for better leverage.

Yes, and that’s one of the key advantages of working with us. We:

• Communicate with your lenders or vendors on your behalf.
• Establish goodwill while protecting your interests.
• Propose realistic repayment terms that fit your budget and timeline.

Our team acts as a buffer between you and the pressure—while building a path forward.

Yes, financial issues often indicate deeper structural problems. We perform:

• Organizational audits
• Department performance reviews
• Leadership and staffing evaluations
• Inventory, production, and logistics analysis

We identify areas needing improvement and develop a more efficient and effective system.

Not always. Our goal is to preserve your team, not cut it. In many cases, reassigning roles, reworking the organizational chart, or adjusting processes can eliminate inefficiencies without resulting in job losses. However, if staffing reductions are necessary, we’ll guide you through it ethically and legally.

Both. We help:

• Solopreneurs with one or two employees
• Local service-based businesses (contractors, practices, etc.)
• Mid-sized regional firms
• Large multi-location operations

The size does not change the value we provide. The key to success is your Readiness To Take Action and address areas that require improvement.

Our process follows five critical stages:

1. Assessment – Deep-dive review of financials, structure, and pain points

2. Diagnosis – Identification of the real root problem

3. Planning – Building a solution that fits your timeline and budget

4. Negotiation – Working directly with creditors and stakeholders

5. Execution – Implementing change, fast, with clear accountability

We take the lead through every stage to Help Preserve Your Legacy.